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How Expats Can Cash Checks From the IRS While Abroad

How Expats Can Cash Checks From the IRS While Abroad
Ines Zemelman, EA
23 May 2020

Tips for expats to cash checks while abroad

If you are able to use direct deposit, more power to you and this article is not for you. If you are in the US, cashing checks is easy, but if you are residing abroad, it may prove difficult in some cases.

While we are not a financial institution, we have compiled a list of helpful tips to help ensure you can utilize the funds sent to you from the IRS.

  • Deposit to a bank account if they accept US checks (easy!)
  • Open a credit union account with, for example, the State Department Federal Credit Union (for which you can become eligible by joining American Citizens Abroad), or a bank such as USAA Savings Bank that accommodates US citizens abroad

Use Transferwise

Open a TransferWise Borderless account, which gives you a USA bank account number.  Sample image below (source: Transferwise)


Ines Zemelman, EA
founder of Taxes for Expats