Ines Zemelman
Articles
Tax treatment and benefits – understanding the tax implications
Previously in this series: Articles 1–2 covered why to act now and how Trump Accounts work mechanically. The tax treatment paradox Trump Accounts occupy an unusual middle ground in the tax-advantaged account landscape: ...
Trump child accounts: Age 18 and beyond – accessing your money
Previously in this series, Articles 1–3 covered filing urgency, account mechanics, and tax treatment. Now we turn to the most important transition point: what happens when your child turns 18. The big transition: What happens at age 18 January 1 of the year your child turns 18 marks a fundamental shif...
Trump accounts vs. 529 plans - making the right choice
Previously in this series: Articles 1–4 covered filing urgency, mechanics, tax treatment, and withdrawal strategies. The big question: Which account should you choose? After four articles explaining Trump Accounts in depth, many families are ask...
Paperless IRS refunds in 2026: How Executive Order 14247 works
Executive Order 14247 (signed March 25, 2025) directed the Treasury to stop issuing paper checks for federal disbursements (including IRS refunds) effective September 30, 2025, to the extent permitted by law. Treasury and the IRS began phasing out paper refund checks on September 30, 2025; as a result, the 2026 filing season (processing 2025 retu...
The complete Trump child accounts guide
If you have a child – or one on the way – a new federal savings program launching July 5, 2026, deserves your attention. The government deposits $1,000 into a dedicated savings account opened in your child's name, and families build on that over 18 years of tax-deferred growth. It's a straightforward concept – but there&...
What are Trump child accounts?
Trump Accounts are a brand-new type of tax-advantaged savings account for children under age 18, created under the One Big Beautiful Bill Act signed into law on July 4, 2025. Think of them as "starter IRAs" designed to give American children a head s...