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US expat tax consulting and filing services in Spain

20+ years of experience in US expatriate tax services to simplify your expat experience in Spain
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US expat tax consulting and filing services in Spain
Our customers say
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Are you facing any of these tax challenges for US expats in Spain?

  • Filing US taxes from Madrid is confusing

    Filing US taxes from Madrid is confusing

    I live in Madrid and pay Spanish taxes. What do I owe the IRS?
  • Beckham Law and US tax implications

    Beckham Law and US tax implications

    I qualify for Beckham Law in Barcelona – how does this affect my US tax return?
  • Behind on US tax filings

    Behind on US tax filings

    I’ve lived in Spain for years and never filed US taxes – can I still catch up?
  • Foreign Tax Credit for Spanish taxes

    Foreign Tax Credit for Spanish taxes

    Can I claim credits for Spanish taxes paid in Valencia?
  • FBAR and Spanish bank accounts

    FBAR and Spanish bank accounts

    I have Santander or BBVA accounts in Seville. Do I report them to the IRS?
  • Spanish wealth tax and US reporting

    Spanish wealth tax and US reporting

    I must file Modelo 720 in Malaga – what about US tax implications?
  • Autonomo status and US self-employment tax

    Autonomo status and US self-employment tax

    I'm self-employed in Bilbao – do I pay US self-employment tax?
Need a US tax advisor in Spain? We're here to help.
Let’s talk and build a clear plan together.
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Our services for US expats in Spain

Tax return preparation

Tax return preparation for US expats

Get your US tax return filed accurately and on time. Serving Americans in Madrid and throughout Spain with fully remote service.

Streamlined Procedure

Streamlined Procedure

Behind on US taxes in Spain? Our CPA-led team handles the Streamlined Procedure – 3 years of returns and 6 years of FBARs, penalty-free.

Tax planning & consulting

Tax planning & consulting

Strategic US tax planning to optimize Beckham Law benefits and Foreign Tax Credits. We maximize your US tax position considering Spain’s tax structure.

FBAR filing

FBAR filing

Accounts held with Santander, BBVA, or CaixaBank or other foreign institutions may be reportable if the combined value of your foreign accounts exceeds $10,000 at any point during the year. We handle current and prior-year FinCEN Form 114 filings as applicable.

FATCA reporting

FATCA reporting

Our FATCA service prepares Form 8938 when applicable and coordinates the information with your Form 1040, FBAR, foreign investment accounts, and other specified financial assets.

PFIC filing

PFIC filing

Many Spanish and other non-US mutual funds, ETFs, or pooled investment accounts may be treated as PFICs, depending on circumstances. We analyze each holding and prepare Form 8621 as required.

Nonresident tax return

Nonresident tax return

TFX prepares Form 1040-NR for eligible non-US citizens in Spain with US-source income or another US nonresident filing requirement. This service is separate from US expat tax return preparation for US citizens and green card holders.

Expatriation

Expatriation

Considering renouncing US citizenship while in Spain? We provide expert guidance on IRS expatriation tax requirements.

Amended returns

Amended returns

Need to correct past US tax returns? We help fix IRS mistakes and ensure compliance with streamlined procedures.

Free expat tax extension

Free expat tax extension

Push your US tax filing deadline to October 15 for free. Available throughout Spain and worldwide.

Get started Schedule a free consultation

Why Americans in Spain trust our US tax services

Verified
Years of experience with Taxes for Expats

As an expat in France, and now retired in Spain, I have been working with Taxes for Expats for several years. Taxes in the US have always been complicated, and they make the whole procedure easy and painless.

William Graff
Spain
Verified
Great job with my taxes!

I am from Spain and it's the first time I had to file a 1040NR form because before my ex-husband was filing a joint return as I was spouse of an American citizen. I had no idea how to fill the form and Taxes for Expats has done a great job with it. It's a very professional and serious firm and I really recommend it to anyone.

Montse
Spain
Verified
Great way to file taxes. So easy and stress free!

I don't have time to file my own taxes and frankly have no idea how to do so and what rules apply as I am an expatriate with a business in a different country. Taxes for Expats are well versed in the laws and tax process for expatriates and were even able to understand my taxes that are all in Spanish. It makes my life so much easier knowing I can depend on them when tax season rolls around.

Lindsey
Spain
Verified
TFX simplifies filing from Spain

We just completed our second filing from Spain. TFX makes the filing process simple and alleviates the stress from tax season. I wholeheartedly recommend TFX to any and every body that needs an excellent tax preparer. Rob Schmitt

Rob Schmitt
Spain
Verified
Years of experience with Taxes for Expats

As an expat in France, and now retired in Spain, I have been working with Taxes for Expats for several years. Taxes in the US have always been complicated, and they make the whole procedure easy and painless.

William Graff
Spain
Verified
Great job with my taxes!

I am from Spain and it's the first time I had to file a 1040NR form because before my ex-husband was filing a joint return as I was spouse of an American citizen. I had no idea how to fill the form and Taxes for Expats has done a great job with it. It's a very professional and serious firm and I really recommend it to anyone.

Montse
Spain
Verified
Great way to file taxes. So easy and stress free!

I don't have time to file my own taxes and frankly have no idea how to do so and what rules apply as I am an expatriate with a business in a different country. Taxes for Expats are well versed in the laws and tax process for expatriates and were even able to understand my taxes that are all in Spanish. It makes my life so much easier knowing I can depend on them when tax season rolls around.

Lindsey
Spain
Verified
TFX simplifies filing from Spain

We just completed our second filing from Spain. TFX makes the filing process simple and alleviates the stress from tax season. I wholeheartedly recommend TFX to any and every body that needs an excellent tax preparer. Rob Schmitt

Rob Schmitt
Spain
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Behind on your US taxes or never filed from Spain?
The IRS Streamlined Procedure may help you catch up and avoid penalties
Learn more
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Transparent pricing for US tax services in Spain

US Personal Income Tax Return

$450
~388 EUR
Includes
  • CPA-led US tax return preparation
  • US and non-US wages
  • Foreign tax credit (form 1116)
  • Qualified IRA or ROTH contributions
  • Alternative minimum tax calculations
  • Estimated payment vouchers
  • US retirement and social security income
  • Interest and dividends (10 transactions included)
  • Foreign earned income exclusion (form 2555)
  • Child & dependent credits & deductions
  • Over 35 tax forms included
Additional forms at extra cost, if needed

Streamlined Procedure (SFOP)

Penalty-free program for expats with multiple years of non-compliance
$1,450
~1,252 EUR
Includes
  • CPA-led Streamlined Procedure filing
  • 3 years tax returns (currently 2023-2025)
  • 6 years FBAR (currently 2020-2025)
  • One package $1,450
  • Special package: 25% discount on standard rates
  • Optional: Certification letter add-on
Additional forms at extra cost, if needed
Explore our full pricing page

Helpful resources for US expats in Spain

Explore our collection of articles and guides to understand the tax implications of living in Spain as a US citizen.
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See why Americans abroad choose our tax team

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Ready to file your US taxes from Spain? Get your free consultation.
Schedule a free call to discuss your case. We'll explain exactly what you need and what you don't – no strings attached.
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Frequently asked questions

1. Do I need to file US taxes if I live in Spain?
Yes, all US citizens and green card holders must file US tax returns annually, regardless of where they live. Filing a US tax return from Spain is mandatory even if you pay Spanish taxes. The US taxes based on citizenship, not residence, so your Spanish income must be reported to the IRS.
2. How does Beckham Law affect my US taxes?
Beckham Law (Special Expat Tax Regime) allows qualifying expats in Spain to pay a flat 24% tax on Spanish-source income for up to 6 years. For US taxes, you still report worldwide income but can claim Foreign Tax Credits for Spanish taxes paid under the Beckham Law. This often results in low or zero US tax liability due to the credits.
3. Can I use the Foreign Tax Credit for my Spanish taxes?
Yes, with Spanish tax rates reaching 47%, the Foreign Tax Credit (Form 1116) is usually the best strategy for Americans in Spain. You can claim credits for Spanish taxes paid, which typically eliminates or significantly reduces your US tax liability. Even under Beckham Law's lower rates, FTC remains valuable.
4. Do I need to report my Spanish bank accounts to the IRS?
Yes, if your Spanish bank accounts (Santander, BBVA, CaixaBank, Sabadell, etc.) exceed $10,000 USD at any time during the year, you must file FBAR (FinCEN Form 114) by April 15. You may also need FATCA Form 8938 if accounts exceed $200,000 for single filers.
5. What are my US tax filing deadlines from Spain?
US expats in Spain receive an automatic extension to June 15 for IRS filing. You can request a further extension to October 15. Any US taxes owed must be paid by April 15 to avoid IRS interest charges. Since Spain uses the calendar year like the US, income allocation is straightforward.
6. Do I report Spanish wealth tax and Modelo 720 to the IRS?
The Spanish wealth tax (Impuesto sobre el Patrimonio) is deductible on your US return as a foreign tax. Modelo 720 (Spanish foreign asset declaration) is separate from US reporting - you must file both FBAR with the IRS and Modelo 720 with Spain. These are independent requirements with different thresholds and deadlines.
7. Should I use FEIE or Foreign Tax Credit in Spain?
For most Americans in Spain, the Foreign Tax Credit is better than FEIE due to Spanish tax rates (19-47% progressive, plus regional surcharges). FTC preserves IRA contribution eligibility and typically provides full US tax relief. Under Beckham Law's flat 24% rate, FTC still works well. FEIE might benefit lower earners not under the Beckham Law.
8. What if I haven't filed US taxes in years while living in Spain?
You may qualify for IRS Streamlined Filing Compliance Procedures, allowing you to catch up on 3 years of US tax returns and 6 years of FBARs with reduced penalties, provided non-compliance was non-willful. Many Spain expats didn't realize that a US filing was required despite paying Spanish taxes.
9. How does autonomo status affect my US taxes?
If you're self-employed (autonomo) in Spain, you must report this income on Schedule C of your US return and typically pay US self-employment tax (15.3%) even while paying Spanish autonomo social security. Foreign Tax Credits can offset some US liability. The US-Spain totalization agreement may provide relief in certain situations.
10. Can I contribute to a US IRA while living in Spain?
Yes, if you have qualifying earned income and use the Foreign Tax Credit strategy (not FEIE). Since the FTC is optimal for Spain's tax environment, most expats can maintain IRA eligibility. You can contribute up to $7,000 ($8,000 if 50+) for 2025, assuming sufficient earned income.
11. How does the US-Spain tax treaty affect my taxes?
The US-Spain tax treaty prevents double taxation and provides guidance on which country has primary taxing rights for different income types. It's particularly important for pensions, dividends, and social security. The treaty includes a saving clause provision, meaning the US still taxes its citizens on worldwide income but allows Foreign Tax Credits.
12. When should I hire a US tax advisor in Spain?
Consider hiring an American tax service if you have Spanish bank accounts over $10,000, qualify for Beckham Law, earn over $100,000, are self-employed (autonomo), must file Modelo 720, need Foreign Tax Credit optimization, or haven't filed US taxes in years. Spain's unique tax features, like the Beckham Law, require specialized US expat tax expertise.
Contact us
Message us on WhatsApp
Phone
+1 646 EXPAT US ( 397 2887 )
EMAIL

success@tfx.tax

ADDRESS

276 5th Ave, St. 704, NY NY 10001

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