Late US tax filing help in the US and abroad

Get professional CPA help catching up on US taxes abroad and in the US – safely, confidentially, and with a clear path forward.
Woman thinking about her late US tax filing, with a framed gallery wall in the background.

2,200+ catch-up submissions

Proven experience resolving multi-year non-compliance cases.

Catch-up filing specialists since 2012

Deep expertise in expat back taxes.

Structured accuracy system

Preparation → second-level CPA review → final compliance check.

Common situations we help late filers and non-filers with

You haven’t filed US taxes in years while living abroad

You haven’t filed US taxes in years while living abroad

You’ve been paying taxes where you live and assumed that covered your US obligation. It doesn’t – but catching up on expat back taxes is more manageable than it looks from the outside.

You just found out you were supposed to be filing

You just found out you were supposed to be filing

A bank letter or an IRS notice surfaced an obligation you had no idea existed. You’re not alone – and the path forward is clearer than you think.

You’re an Accidental American

You’re an Accidental American

You have US citizenship through birth or a parent, but you’ve lived most of your life abroad and never knew about the filing requirement until now.

You’re moving back to the US and have unfiled years

You’re moving back to the US and have unfiled years

A relocation has made catching up urgent. Filing gaps from your years abroad need to be resolved before you move back.

You live in the US but have unreported foreign accounts

You live in the US but have unreported foreign accounts

You’ve been filing US returns, but foreign bank accounts, pensions, investments, or assets held abroad were never reported separately – and they should have been.

An accountant told you the US taxes didn’t apply to you

An accountant told you the US taxes didn’t apply to you

You acted on advice that turned out to be wrong. That history matters – it helps establish that any missed filings weren’t intentional.

Behind on US taxes abroad?
Schedule a free call to review your situation and get step-by-step guidance on what to do next

Why late filers seek professional help catching up on US taxes

Years of unfiled returns
Years of unfiled returns

“I’ve been living abroad for years and just found out I was supposed to be filing.”

Thought local taxes were enough
Thought local taxes were enough

“I’ve been paying taxes where I live for years. I had no idea the US still expected a return from me.”

Worried about back taxes owed
Worried about back taxes owed

“I assume I owe years of back taxes. I’ve been putting it off because I’m afraid of what I’ll find.”

Unreported foreign accounts
Unreported foreign accounts

“I filed my US return every year but never reported my foreign bank accounts. I just found out that was a separate obligation.”

Received an IRS notice
Received an IRS notice

“I got a letter from the IRS and don’t know how to respond. I’m worried about making things worse.”

Client stories

A 20-year gap, resolved: Melendy’s journey back to tax compliance with TFX
A 20-year gap, resolved: Melendy’s journey back to tax compliance with TFX
How an American therapist in the UK resolved years of unfiled US taxes
How an American therapist in the UK resolved years of unfiled US taxes
17 years in Australia, no penalties: How Heather R. got back on track with US taxes
17 years in Australia, no penalties: How Heather R. got back on track with US taxes
Read all client stories

CPA-led late tax filing help at TFX

Streamlined foreign offshore filing service
For expats

Streamlined foreign offshore filing service

For any expat filing back taxes or catching up on missed US returns, this CPA-led service covers 3 years of returns and 6 years of FBAR filings – in many cases without penalties. We review your situation, confirm eligibility, and handle the full submission.

Streamlined domestic offshore filing service
For US residents

Streamlined domestic offshore filing service

For Americans in the US with unreported foreign accounts, investments, or assets, a CPA reviews your situation and determines the right compliance path before any work begins – then handles the full submission end-to-end.

Need help with overdue taxes but not sure which path applies?
Schedule a call to review your case
top-wave

What our clients say about catching up with TFX

Why late filers choose TFX

2,200+ streamlined cases resolved

2,200+ streamlined cases resolved

A proven system that has brought thousands of Americans back into compliance.

Catch-up filing specialists since 2012

Catch-up filing specialists since 2012

14 years of hands-on experience handling expat late tax filing and multi-year catch-up submissions

Structured accuracy process

Structured accuracy process

Preparation by a CPA specialized in catch-up and back-filing cases → second-level CPA review → final compliance check.

Get CPA help catching up on your US taxes – confidentially, with a clear path forward

Frequently asked questions about late US tax filing abroad

1. What if I haven’t filed US taxes in years while living abroad?

Americans who need help filing taxes late have more options than most people assume. Those who come forward voluntarily can often resolve multiple years of non-compliance through a structured catch-up process – covering a limited number of years, in many cases without penalties. The earlier you act, the more catch-up options remain available to you.

2. Can Americans abroad catch up on their taxes without penalties?

In many cases, yes. Catch-up programs exist specifically for Americans catching up on US taxes abroad who come forward before the IRS initiates contact. Eligibility depends on your specific circumstances, which we assess during the initial free consultation.

3. How many years of overdue tax returns do I need to file?

That depends on which filing path applies to your situation. For Americans who need help with late tax returns, the answer is often three years. We confirm the correct scope during our review, before any work begins.

4. What if I only missed one year, or I’m just filing late this year?

If you need help with filing late taxes for just one year – or missed this year’s deadline without an extension – you need a late return filed, not a multi-year catch-up. A late filing penalty may apply, but in many cases it can be reduced or waived. Book a free consultation and we’ll confirm what applies to your situation and handle the filing.

5. Can TFX help with late FBAR filings?

Yes. Foreign account reporting is included as part of our standard catch-up service. We prepare all required FBAR filings for qualifying years as part of the same coordinated submission as your returns.

6. What documents do I need to catch up on my US taxes?

Generally: income records for each year being filed, and foreign bank account information for FBAR reporting purposes. You don’t need to have everything organized before reaching out – we guide you through exactly what’s needed once we’ve reviewed your situation.

7. How long does the catch-up filing process take?

Timelines depend on how quickly documents can be submitted. Once received, preparation typically takes around 15 business days. More complex cases may take longer, but the process is designed to move efficiently from review to filing.

8. Do you help Accidental Americans with late tax filings?

Yes. Americans who have never filed US taxes abroad – or who discovered obligations only recently through a bank letter, an IRS notice, or a financial event – are among the most common cases we handle. The catch-up process is the same as for any other late filer, and the situation is more manageable than it typically appears at first.

9. How do I get started?

Book a free consultation. We’ll review your situation, confirm what years and forms are required, and walk you through the process and cost.

Contact us
Message us on WhatsApp
Phone
EMAIL

success@tfx.tax

ADDRESS

276 5th Ave, St. 704, NY NY 10001

Get started