Services
Tax guide
WhatsApp
Services
Tax Guide

Filing US taxes from New Zealand for American expats

20+ years of experience in US expatriate tax services to simplify your expat experience in New Zealand
Get started Schedule a free consultation
Filing US taxes from New Zealand for American expats
Our customers say

Are you facing any of these tax challenges for US expats in New Zealand?

  • Filing US taxes from New Zealand is confusing

    Filing US taxes from New Zealand is confusing

    I don't know where to start with my US tax return from Auckland.
  • Reporting KiwiSaver to the IRS

    Reporting KiwiSaver to the IRS

    My KiwiSaver in Wellington – do I report it to the IRS?
  • FBAR and NZ bank accounts

    FBAR and NZ bank accounts

    I have ANZ accounts in Christchurch. How do I report them?
  • Understanding the US-NZ tax treaty

    Understanding the US-NZ tax treaty

    Living in Hamilton, am I protected from double US taxation?
  • Working for Families and US taxes

    Working for Families and US taxes

    Do I report Working for Families payments from Dunedin to the IRS?
  • PIE funds are causing PFIC headaches

    PIE funds are causing PFIC headaches

    My PIE investments in Tauranga – what are PFIC forms for my US taxes?
Filing US taxes from New Zealand? We're here to help
Let’s talk and build a clear plan together.
Schedule a free consultation

Our services for US expats in New Zealand

Tax return preparation

Tax return preparation for US expats

Get your US tax return filed accurately and on time. Serving Americans in Auckland and throughout New Zealand with fully remote service.

Tax planning & consulting

Tax planning & consulting

Strategic US tax planning to minimize liabilities. We help you maximize Foreign Tax Credits for NZ taxes paid and optimize KiwiSaver reporting.

IRS assistance

IRS assistance

Get help with IRS correspondence and letters. We handle all US tax communications seamlessly across time zones.

Tax projection

Tax projection

Forecast your US tax liabilities based on income and investments. Americans throughout New Zealand receive accurate IRS projections.

Expatriation

Expatriation

Considering renouncing US citizenship while in New Zealand? We provide expert guidance on IRS expatriation tax requirements.

Amended returns

Amended returns

Need to correct past US tax returns? We help fix IRS mistakes and ensure compliance with streamlined procedures.

Representation with the IRS

Representation with the IRS

Let us represent you in IRS audits or disputes. Americans anywhere in New Zealand can receive professional IRS representation.

Free expat tax extension

Free expat tax extension

Push your US tax filing deadline to October 15 for free. Available throughout New Zealand and worldwide.

Get started Schedule a free consultation

Why Americans in New Zealand trust our US tax services

Verified
TFX website is so easy to use.

TFX website is so easy to load your income and expenses etc. The contact with my personal adviser is always prompt and knowledgeable. When I had some issues with the IRS, TFX was there to solve them. I'm based in New Zealand, so being able to work remotely and for TFX to file electronically makes it easy.

NPG
New Zealand
Verified
Repeat customer - highly recommend

This is my second year using TFX to file my taxes and FBAR from New Zealand and once again I am a happy customer. I find their service to be high touch and informative. The process makes me feel confident that it is being done correctly and they are great at communicating and sending reminders to ensure tasks are completed on-time, as well as asking detailed follow-up questions to ensure accuracy. As long as I live abroad, I'm sure I will continue to be a TFX customer.

Amelia H
New Zealand
Verified
I have used this company for the last four years

I have used this company for the last four years. I live in New Zealand and the service and ease of the whole procedure was made amazingly stress free by the professional service. Questionnaires are uncomplicated, if help is needed, prompt answers are provided quickly. I have no hesitation in recommending Taxes for Expats for all of your tax solutions.

Peter Knuckey
New Zealand
Verified
Just who we needed just when we needed them...

Not only were we needing to get up to speed with the changes brought about by FATCA and FBAR and all those other scary acronyms for Americans living abroad, but we were attempting to purchase a home in Wisconsin from our home in New Zealand. We needed taxes done pronto. They were not only done pronto, but efficiently, and with grace and good humor. We got the house! As long as we have assets in New Zealand, wherever we are, we'll be using Taxes For Expats.

Eric Norlin
New Zealand
Verified
Professional and responsive from New Zealand

Very professional and responsive. Taxes filed for us from New Zealand. A real life-saver.

Jeffrey Olrick
New Zealand
Verified
TFX website is so easy to use.

TFX website is so easy to load your income and expenses etc. The contact with my personal adviser is always prompt and knowledgeable. When I had some issues with the IRS, TFX was there to solve them. I'm based in New Zealand, so being able to work remotely and for TFX to file electronically makes it easy.

NPG
New Zealand
Verified
Repeat customer - highly recommend

This is my second year using TFX to file my taxes and FBAR from New Zealand and once again I am a happy customer. I find their service to be high touch and informative. The process makes me feel confident that it is being done correctly and they are great at communicating and sending reminders to ensure tasks are completed on-time, as well as asking detailed follow-up questions to ensure accuracy. As long as I live abroad, I'm sure I will continue to be a TFX customer.

Amelia H
New Zealand
Verified
I have used this company for the last four years

I have used this company for the last four years. I live in New Zealand and the service and ease of the whole procedure was made amazingly stress free by the professional service. Questionnaires are uncomplicated, if help is needed, prompt answers are provided quickly. I have no hesitation in recommending Taxes for Expats for all of your tax solutions.

Peter Knuckey
New Zealand
Verified
Just who we needed just when we needed them...

Not only were we needing to get up to speed with the changes brought about by FATCA and FBAR and all those other scary acronyms for Americans living abroad, but we were attempting to purchase a home in Wisconsin from our home in New Zealand. We needed taxes done pronto. They were not only done pronto, but efficiently, and with grace and good humor. We got the house! As long as we have assets in New Zealand, wherever we are, we'll be using Taxes For Expats.

Eric Norlin
New Zealand
Verified
Professional and responsive from New Zealand

Very professional and responsive. Taxes filed for us from New Zealand. A real life-saver.

Jeffrey Olrick
New Zealand

Transparent pricing for US tax services in New Zealand

US Personal Income Tax Return

$450
~763 NZD
Includes
  • US and non-US wages
  • Foreign tax credit (form 1116)
  • Qualified IRA or ROTH contributions
  • Health care coverage exemption
  • Alternative minimum tax calculations
  • Estimated payment vouchers
  • US retirement and social security income
  • Interest and dividends (10 transactions included)
  • Foreign earned income exclusion (form 2555)
  • Child & dependent credits & deductions
  • Over 35 tax forms included
Additional forms at extra cost, if needed

Streamlined procedure (SFOP)

Penalty-free program for expats with multiple years of non-compliance
$1,450
~2,460 NZD
Includes
  • 3 years tax returns (currently 2021-2023)
  • 6 years FBAR (currently 2018-2023)
  • One package $1,450
  • Special package: 25% discount on standard rates
  • Optional: Certification letter add-on
Additional forms at extra cost, if needed

Helpful resources for US expats in New Zealand

Explore our collection of articles and guides to understand the tax implications of living in New Zealand as a US citizen.
top-wave

See why Americans abroad choose our tax team

50,000+ clients, 193+ countries, 4,000+ reviews

Need help filing US taxes from New Zealand? Get your free consultation.
Schedule a free call to discuss your case. We'll explain exactly what you need and what you don't – no strings attached.

Frequently asked questions

1. Do I need to file US taxes if I live in New Zealand?
Yes, all US citizens and green card holders must file US tax returns annually, regardless of where they live. Filing US taxes from New Zealand is mandatory even if you pay NZ taxes to the IRD. The US taxes based on citizenship, not residence.
2. What are my US tax filing deadlines from New Zealand?
US expats receive an automatic extension to June 15 for IRS filing. You can request a further extension to October 15. Any US taxes owed must be paid by April 15 to avoid IRS interest charges, even if you file later.
3. Do I need to report my NZ bank accounts to the IRS?
Yes, if your foreign accounts exceed $10,000 USD at any time during the year, you must file FBAR (FinCEN Form 114) by April 15. You may also need FATCA Form 8938 if accounts exceed $200,000. This includes ANZ, Westpac, BNZ, Kiwibank, and KiwiSaver.
4. How do I report my KiwiSaver on my US tax return?
KiwiSaver is treated as a foreign trust by the IRS and may require Form 3520 or 3520-A reporting. Employer contributions are taxable US income. The complexity depends on your KiwiSaver structure and balance. Professional guidance is strongly recommended.
5. Should I use FEIE or Foreign Tax Credit on my US return?
The choice depends on your income level. The Foreign Earned Income Exclusion (FEIE) excludes up to $130,000 in 2025 but prevents IRA contributions. The Foreign Tax Credit (FTC) has no cap and works well since NZ's top rate is 39%. Many expats use both.
6. How does the US-NZ tax treaty affect my US taxes?
The US-NZ tax treaty prevents double US taxation on certain income and provides guidance on Foreign Tax Credits. It helps reduce your US tax liability by clarifying which NZ taxes qualify for FTC. The treaty includes provisions for pensions, dividends, and interest.
7. What if I haven't filed US taxes in years while living in New Zealand?
You may qualify for IRS Streamlined Filing Compliance Procedures, allowing you to catch up on 3 years of US tax returns and 6 years of FBARs with reduced penalties, provided non-compliance was non-willful. Don't delay.
8. How does NZ's April-March tax year affect my US filing?
Your US tax return uses the calendar year (January-December), regardless of NZ's April-March cycle. You'll need to allocate income correctly for your IRS filing and track Foreign Tax Credits by calendar year. This mismatch complicates planning.
Contact us
Message us on WhatsApp
Phone
EMAIL

success@tfx.tax

ADDRESS

276 5th Ave, St. 704, NY NY 10001

Get started